LIC introduces Savings Life Insurance Plan, Dhan Rekha (Plan 863)
సమ్ అస్యూర్డ్, వయో పరిమితి
ధనరేఖ ప్లాన్ కింద మినిమం సమ్ అస్యూర్డ్ రూ.2 లక్షలు. మాగ్జిమమ్ సమ్ అస్యూర్డ్ పైన అప్పర్ రిస్ట్రి
క్షన్స్ లేవు. - పాలసీ టర్మ్ ఆధారంగా కనీస వయస్సు 90 రోజుల నుండి 8 సంవత్సరాలు. అలాగే, పాలసీ టర్మ్ ఆధారంగా మాగ్జిమమ్ వయస్సు 35 ఏళ్ల నుండి 55 ఏళ్లు. - ఈ పాలసీని ఆఫ్ లైన్ లేదా ఆన్ లైన్ ద్వారా కొనుగోలు చేయవచ్చు. - ఏజెంట్లు/POSPLI/కామన్ పబ్లిక్ సర్వీస్ సెంటర్స్ వంటి (CPSC-SPV) ఇంటర్మీడియేట్స్, www.licindia.in. వెబ్ సైట్స్ ద్వారా కొనుగోలు చేయవచ్చు. - లిక్విడిటీ రిక్వైయిర్మెంట్స్ కోసం ఈ ప్లాన్ ద్వారా లోన్ సౌకర్యం కూడా ఉంది.
Life Insurance Corporation of India (LIC) has introduced a new plan Dhan Rekha with effect from 13 December 2021 which is a Non -Linked, Non-Participating, Individual Savings Life Insurance Plan.
చదవండి: ఈ LIC పాలసీ తీసుకుంటే 40 ఏళ్ల నుంచే పెన్షన్
According to the LIC press release, The product has various benefits and unique features. There are special premium rates for female lives. The plan is allowed to Third Gender. All Benefits under the plan are fully guaranteed.
Plan features
The plan provides a percentage of the basic sum assured as a survival benefit at regular intervals starting from the end of the premium paying term provided the policy is in force.
చదవండి: LIC Aadhaar Shila Policy : రూ.29 పొదుపు చేస్తే రూ.4,00,000 పొందొచ్చు..!
As per the press release, guaranteed additions shall accrue at the end of each policy year starting from the 6th policy year to the end of the policy term provided the policy is in force. The unique benefit of this plan is that on maturity, the policyholder receives full sum assured without deduction of the money-back amount received along with accrued Guaranteed Additions. This plan provides financial support for the family in case of the unfortunate death of the policyholder during the policy term. For single premium death sum assured is 125% of the basic sum assured plus Guaranteed Additions. For limited payment premium, the death sum assured is 125% of basic sum assured or 7 times of Annualized Premium whichever is higher not less than 105% of all the premium paid up to date of death along with Guaranteed Additions. There is a provision to receive Maturity and Death Benefit in instalments over a period of 5 years instead of a lump sum. The premium can be Single Premium or Limited Premium payment terms of 10 years, 15 years and 20 years.
చదవండి: LIC డబ్బులు ఎప్పుడు వస్తాయో ఇలా తెలుసుకోవచ్చు..!
Plan coverage
This plan also takes care of liquidity needs through a loan facility. Optional riders are available under this plan on payment of additional premium subject to conditions.
The minimum Sum Assured under this plan is ₹2 lakh and no limit for the maximum Sum Assured. The minimum age at entry ranges from 90 days to 8 years as per chosen policy term. The maximum age at entry ranges from 35 years to 55 years depending upon the chosen policy term, as per the LIC press release.
How to buy
The plan is available for purchase offline mode through Agents/Intermediaries including POSPLI/Common Public Service Centres (CPSC-SPV) as well as Online directly through website www.licindia.in, as per the LIC press release.
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